Information We Collect: We collect personal information you voluntarily provide, including your name, contact information, Social Security number, income, and employment history to process your mortgage application and respond to inquiries. We also collect credit history and scores from third-party bureaus.
How We Use Your Information: Your data is used strictly to provide the mortgage services you requested, including loan pre-approvals, application processing, and account notifications.
Mobile Information & SMS Privacy: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Your Rights (California Residents): Under the CCPA (effective Jan 1, 2026), you have the right to request deletion of your data, correct inaccuracies, and limit the use of sensitive personal information (like your SSN). To exercise these rights, contact us at [email protected]

Xact Mortgage is a registered DBA of Xact Agency, a corporation licensed by the California Department of Real Estate, License #02154738, NMLS ID #2485154. Mortgage services are provided under our DRE License and NMLS Mortgage Loan Originator Endorsement. We serve the State of California exclusively.
